If you use your car or truck for business, you’ll need commercial auto insurance to protect you when you’re on the road. Your car or truck is covered by commercial auto insurance, and it can be expanded to cover your employees, even though they drive their own cars.
Personal injury, property harm, and advertising injury incurred by the company’s business practices, goods, or employees are all covered under commercial general liability insurance. Many companies need commercial general liability insurance to protect themselves against financial losses caused by negligence.
Professional liability insurance (PLI) covers practitioners such as accountants, attorneys, and doctors from lawsuits brought by their clients for negligence or other reasons. Since general liability insurance plans do not cover liabilities resulting from business, this form of insurance is required for professionals who have specialized knowledge in a particular field.