A business in Santa Monica, California, big or small, is inevitable to risks and errors. At some point in your daily operations, there will be mistakes made. Whether you run a digital marketing agency, a clothing store, or a small construction firm, there is a chance that something might go wrong.
Some of the cases might involved a customer tripping over your broken tiles or your delivery man colliding with another vehicle. Regardless of the mistake, your small business is at stake. Hence, you should opt for protection. Small business insurances can be your fighting sword for penalties, damages, and legal fees as a result of tragic events.
But how to determine the best small business insurance? In this article, we will discuss the types of small business insurance employers can get.
What is small business insurance?
Small business insurance is similar to any other insurance except that it is intended for small businesses. It is recommended to buy business insurances to protect oneself or the company from legal liability.
Small business insurance is required by law. As a business owner, it is essential that you buy business insurance like unemployment insurance, disability insurance, and of course, worker’s compensation. These vary from state to state.
The best small business insurance for you
Not all small business insurance is considered the same. It depends on the type of small business you run. Determining the right coverage for your small business is a complex process. You will need to consider factors like your assets, state laws, liabilities you need to be protected against, and more.
Here is a list of essential insurance every small business owner must have. It may or may not be what your business will need.
General Business Liability Insurance
This type of business insurance protects you from claims relating to personal injuries, product-related liabilities, and property damage.
Professional Liability Insurance
This type of business insurance protects you from negligence claims.
Worker’s Compensation Insurance
This type of insurance protects your rights as an employee in case of injury or sickness.
Commercial Auto Insurance
This protects your vehicles that are used in business.
Be insured now!
Logos Insure handles your insurance needs with professionalism and knowledge in the field. Get help from genuine people who understand your industry and can respond to your inquiries quickly.
Be insured now! We offer a range of business insurances to protect you and your small business.
Logos Insurance Services is now serving Santa Monica, California Citizens to assist you in determining what type of insurance fits your small business and, if so, what types of policy coverages would be most appropriate for your budget and circumstances. Call us at (818) 649-2267 or visit our website www.logosinsure.com to learn more about our offered insurance services.