Monday, 07 June 2021 05:11

What Should You Know About Umbrella Insurance for Santa Monica, California Residents?

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If you think you have the best insurance policy, try to think again and secure your business even more for Santa Monica, California Residents.

Umbrella Insurance is a form of insurance designed to cover a wide area of business that is not normally covered by your primary insurance. Some overlook this insurance since they think that its implication and use are farfetched and are downright trivial. However, policymakers argue that Umbrella Insurance is heavily useful depending on your primary insurance. In which case, most primary insurance tends to have lapses which make Umbrella Insurance a must-have for any business.

Here are three quick reasons why you should get Umbrella Insurance.

Policy Holes

Some insurance policies are so good on their own that you’ll get hooked into purchasing. They have very promising coverage that you think fits perfectly into your needs. That’s good. But what you may have missed out, is what the policy DOESN’ T cover. This is where Umbrella Insurance comes into the picture. You may have your workers, premises, and vehicles secure, but some of your assets remain in the open air. When the time comes, you won’t have any insurance to support you - which brings us to the second reason.


You’ll never know what will happen. Let’s say one day, one of your high-ranking officers got into a fight with an employee, and the latter decides to file a lawsuit against you and your officer. Under your already purchased policy, your employee is entitled to receive compensation for work-related injuries. But what if, in this case, the employee still decided to file a lawsuit arguing that what happened is not an accident but a deliberate act of violence. You may have the money to compensate your employee but not the money for all the lawsuit processes. Umbrella Insurance can help you with that.

Lesser Hassle

Concerning the two factors mentioned above, availing Umbrella Insurance will save you from future and sudden stress. Managing to get all your paperwork and allotting monetary funds for all the lawyering involved is stressful to do upfront. Doing so might compromise all your other tasks inside your business. Having insurance to save you at the most unpredictable times will serve its purpose; to ensure you of the uncertain.

At Logos Insurance Services, we specialize in assisting you in locating the best insurance coverage for your specific needs are now serving Santa Monica, California Residents. We continuously assess the company's or business's needs and find tailored insurance solutions to meet them while providing exceptional customer support to ensure a smooth and hassle-free experience. Contact us right away to assess the business risks and determine how to protect yourself best. You can also call us on our hotline (818) 860-4400 for more details.

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Phone: (818) 860-4400


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